Invest Today for a Cooperative Tomorrow!

Onion River Cooperative's
Member Loan Campaign 2017


For the new City Market in the
South End of Burlington


Raise $1.5 million from Members
Deadline extended to August 27, 2018

Who Can Participate?

Open to Vermont residents who are Members of Onion River Co-op

Minimum Loan Amount

$2,500 per investor

Your locally owned food cooperative is truly a success story! Throughout our over 45 year history, Members have invested in the Co-op to ensure its sustainability, growth and success. In 2002, when we moved to the Downtown location, 55 Members loaned the Co-op almost $378,000. These loans were integral to ensuring the viability of the Downtown store’s success. Since that time, over 15 years ago, we have grown to over 12,000 Members and our sales have increased over 160%.

We just made another leap forward and we heard the excitement from many of you who were eagerly awaiting the opening of the South End store. Your engagement and your economic participation will once again ensure that our growth is sustainable and successful. If you haven’t visited the South End store yet, we’d love to see you and hear what you think.

We’re asking you to invest in the success of the Co-op as we’re in the midst of this next step to meet your needs and the needs of the greater community. Our goal is to raise $1.5 million in Member loans. At this time, we have about $500,000 in loans and need your help to keep the momentum going. This is a loan, not a donation; it is an investment in a successful local business that you already partly own and fully believe in.

Letter to Members   Confidential Offering Memorandum (updated)
Subscription Agreement (updated)   Subscription Agreement – Trust or Corporate Entity of a Member


Terms and Interest Rate Options

  Class A Class B Class C Class D Class E Class F
Interest rate 1% 0% 3.5% 3% 2.5% 2%
Maturity date Dec 31, 2029
Dec 31, 2023
Dec 31, 2029
Dec 31, 2027
Dec 31, 2025 Dec 31, 2023

More details can be found on page 8 of the Confidential Offering Memorandum.


How to Get Involved

If you’d like to participate, please 1) complete a subscription agreement, 2) make your loan check out to “Onion River Cooperative”, and 3) mail both to City Market, Attn: Allison Hope, 82 South Winooski Avenue, Burlington, VT 05401. If you have any questions, would like to meet in person or would appreciate additional information, please contact Allison Hope, Director of Community Engagement, at 802-777-2667 or